Calculate your annual Zakat online using your Zakatable assets, deductible liabilities and the current Nisab threshold.
Market prices last updated: 23 September 2026 — estimates only, always confirm with a live gold/silver price source before finalising your Zakat.
* Rulings on Zakat for cryptocurrency vary between scholars; include it here only if your methodology treats it as Zakatable.
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Nisab can be calculated using the value of 87.48 grams of gold or 612.36 grams of silver. The method used can differ according to Islamic school of thought and scholarly guidance — for example, Islamic Relief notes that the Hanafi madhhab uses the silver value, while other madhhabs use the gold value. If you follow a particular scholar or madhhab, follow their guidance.
Gold Nisab (87.48g): $0
Silver Nisab (612.36g): $0
This calculator gives an estimate to help you prepare. It does not replace advice from a qualified scholar who knows your full financial situation and the methodology you follow.
| What is Zakat? | An obligatory form of Islamic almsgiving for eligible wealth. |
|---|---|
| What is the common Zakat rate? | 2.5% for many Zakatable monetary assets. |
| What is Nisab? | The minimum wealth threshold associated with Zakat eligibility. |
| Gold Nisab | 87.48g of gold |
| Silver Nisab | 612.36g of silver |
| Is Zakat calculated on salary? | Generally, Zakat is calculated based on eligible wealth/assets rather than simply gross salary; circumstances vary. |
| Does Zakat apply to savings? | Eligible savings can be included when calculating Zakat. |
| Does Zakat apply to personal cars? | Generally personal-use assets are treated differently from trade/business assets. |
Calculating Zakat means totalling the value of your Zakatable assets, subtracting any deductible liabilities, and comparing what remains — your net Zakatable wealth — against the Nisab threshold. If your net wealth is at or above the Nisab and has been held for a full lunar year, Zakat is typically due at 2.5% of that amount.
Zakat is one of the five pillars of Islam: an obligatory act of almsgiving for Muslims whose wealth meets certain conditions. It is calculated on eligible wealth held for a full lunar year (a "Hawl") rather than on income alone, and it is generally paid annually. Zakat is distinct from voluntary charity (Sadaqah), which has no fixed rate or threshold.
Nisab is the minimum amount of wealth a Muslim must own before Zakat becomes obligatory. It is commonly set using either of two benchmarks:
The gold Nisab is the value of 87.48 grams of gold. At today's default gold price shown in the calculator, this works out to the amount displayed under "About Nisab."
The silver Nisab is the value of 612.36 grams of silver. Because silver's market value is much lower relative to gold than in earlier centuries, the silver Nisab is usually a smaller monetary amount than the gold Nisab.
Zakatable assets commonly include:
These categories can vary by methodology and individual circumstances, so check with a knowledgeable scholar if you are unsure whether a specific asset applies.
Cash in hand, current and savings account balances, and money you are confident will be repaid to you are generally included in full at their face value when calculating Zakat.
Gold and silver are valued at current market rates and included by weight. Some methodologies treat everyday-worn jewellery differently from gold and silver held as savings or investment.
Business inventory intended for sale, trade goods and business cash are generally Zakatable. Fixed assets used to run the business, such as premises, equipment and vehicles not held for resale, are typically excluded.
Stocks, shares and investment funds are usually assessed on their market value or, in more detailed methodologies, on the underlying Zakatable assets of the company. Cryptocurrency is a newer area where scholarly opinion is still developing.
Immediate debts, bills due and short-term liabilities can typically be deducted from your total assets before calculating Zakat. Long-term debts, such as a mortgage, are usually only deductible up to the portion due within the coming year.
Once your net Zakatable wealth is at or above the Nisab, the commonly used Zakat rate is 2.5% of that net wealth. This means for every 1,000 units of currency in net Zakatable wealth, the estimated Zakat due is 25 units.
Suppose someone holds savings of $8,000, gold worth $2,000, and owes $500 in short-term bills. Their total Zakatable assets are $10,000, and their deductible liabilities are $500, giving a net Zakatable wealth of $9,500. If this exceeds the Nisab threshold, their estimated Zakat due is 2.5% of $9,500, which is $237.50.
Zakat becomes due once your net Zakatable wealth has stayed at or above the Nisab for one full lunar year (Hawl). Many people choose a fixed date each year — such as during Ramadan — to calculate and pay their Zakat consistently.
Because gold and silver prices move independently, the gold Nisab and silver Nisab can differ significantly in monetary terms. Using the silver Nisab generally results in a lower threshold; using the gold Nisab generally results in a higher threshold.
Scholars and schools of thought (madhahib) can differ on details such as which Nisab benchmark to use, how to treat jewellery, and how to assess business or investment assets. This page presents commonly cited figures and methods rather than a single authoritative ruling.
Market data updated: daily. Methodology reviewed: 21 September 2026.
Generally, Zakat is calculated based on eligible wealth and assets held at the time of calculation rather than simply on gross salary. If your salary has been saved and remains in your accounts, it is included as cash; income already spent is not.
Yes — eligible savings are included when calculating Zakat, valued at their balance on the date you calculate.
Generally personal-use assets, including a car used for daily life, are treated differently from trade or business assets. Islamic Relief's guidance, for example, notes that personal-use cars are generally exempt while cars held for trade or rental can be treated differently.
Practice varies, and some people choose to pay across the year while others pay in a single amount once calculated. Check with a scholar you follow for guidance specific to your situation.
If your net Zakatable wealth is below the applicable Nisab threshold, Zakat is not obligatory on you for that year, though voluntary charity (Sadaqah) is always encouraged.
This page summarises commonly cited guidance for general information. It is not a fatwa and does not replace advice from a qualified scholar familiar with your circumstances.
Deen Islam · https://deen-islam.com/tools/zakat-calculator